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General & Products Liability

General & Products Liability

LIU recognises the particular and diverse needs of the Asian business spectrum - and restricted cover is not one of them. Our products feature broad cover as standard, and we work with brokers and clients to craft flexible wordings that offer clients enhanced and customised protection in an increasingly litigious environment. 

Combined General and Products Liability 

The standard features of our new Combined General and Products Liability wording in Asia offer broad and relevant cover, and we welcome the opportunity to customise wordings to suit individual client’s needs. We will even write policies with a nil deductible and multiple reinstatements to the policy limit.

At a glance:

  • Worldwide jurisdiction 
  • Care, Custody and Control from US$500,000
  • Automatic Financial Loss Extension (products only) from US$250, 000
  • One automatic reinstatement of the Product Liability Limit
  • US exports cover
  • Broader definitions of Injury and Damage
  • Professional Indemnity cover (when not for a fee)
  • Advertising Injury cover
  • Sudden and Accidental Pollution cover (including cleanup costs).
Marine & General Liability

At a glance:

  • Developed specifically for marine-related exposures
  • Covers vessels/property in the care/custody/control of the insured for the purposes of being worked on.
Project-Specific Construction Liability

At a glance:

  • Any construction period (including those >5 years)
  • Up to 10 years’ Maintenance/Defects Liability and/or Completed Operations cover
  • Track record in a range of projects, including (but not limited to) airports, rail, tunneling and offshore oil and gas.
Umbrella/Excess Liability

At a glance:

  • US$50m capacity
  • Worldwide jurisdiction
  • Ability to schedule a wide range of underlying policies.
Environmental Impairment Liability

At a glance:

  • Covers pollution conditions
  • Fixed site coverage
  • Contractor’s coverage.
     
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